TRADE CREDIT INSURANCE AND CYBER RISK MANAGEMENT INSURANCE

INSURANCE IS COMPLEX. At DAS INSURE, we strive to ease your worries and help you navigate options in three main areas—Cash Flow Protection, Working Capital, and Cyber Risk management (Insurance). CASH FLOW PROTECTION – uninsured debtors often represent an average 40% of a company’s current assets. We specialize in commercial debt protection. If you are selling your goods and services to companies on unsecured terms of credit, you are at risk of non-payment at the end of the credit term, often through no fault of your client. Commercial Trade Credit Insurance is the first true line of defence and protects your profit.MAXIMISING YOUR WORKING CAPITAL - if you have to provide contract or commercial bonds as an Australian subcontractor we can look into alternatives to classical bank guarantees, which are not tying up your assets.CYBER RISK MANAGEMENT – in a digital economy no organisation is safe from a cyber-attack. Australian companies both small and large are especially a target. Apart from financial damage of lost data and compromised network security, there is a huge risk of damage in reputation and loss of customers if a privacy breach occurs. Cyber risk is an evolving and complex risk of which cyber liability insurance can be an essential tool amongst other precautions. SMEs, in particular, can benefit from this policy as it not only protects the cash flow but also provides access to a team of experts (Legal, PR, IT) that immediately responds and guides through the necessary steps when a breach occurs.